What is Life + Care Insurance?
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This is a brief description of the benefits under forms GTL 121 C MET, GTL 121 C ERG and applicable riders CTR 121 and STR.121. This is a life insurance benefit that also gives you the option to accelerate some of the death benefit in the event that you meet the criteria for a qualifying event in the certificate. This certificate does not provide long-term care insurance and is not subject to long-term care insurance law. This certificate is also not a long-term care partnership policy or a Medicare supplement certificate. The accelerated death benefit will terminate with the certificate. Benefits provided by this certificate are designed with the intent to qualify for favorable tax treatment under Section 101(g) of the Internal Revenue Code. Unlike the benefits provided by traditional or stand-alone long-term care insurance, the benefits provided by this certificate do not include coverage for the reimbursement of long-term care services. A maximum issue age applies to certain benefits; coverage issued at age 69 or later may differ from what is described here. Limitations on pre-existing conditions may apply. Benefits, definitions, exclusions and limitations and form numbers may vary by state. Please consult your certificate for complete information. For costs, coverage details and terms, see your agent or write the company. Underwriting conditions may vary, and determine eligibility for the offer of insurance. Trustmark® is a registered trademark of Trustmark Insurance Company. Trustmark Life + Care® is a trademark of Trustmark Insurance Company.
The need for long-term care (LTC) services can put a strain on families. Yet it can be a challenge to find protection against the rising costs of those services, in the event of an accident, illness or aging. Trustmark Life + Care® insurance can be an easy way to buy affordable LTC coverage. It provides a long-term care benefit that’s funded by permanent life insurance.
It can happen at any age, to anyone: something goes wrong and you start needing help with the basics of everyday life, like eating, dressing or bathing. When that happens, Trustmark Life + Care® pays cash benefits that can help you afford the comfort and quality of care that you desire. Plus, it doubles as life insurance, with a death benefit payable to your beneficiaries.
Enjoy combined coverage and lifelong protection.
Trustmark
Life + Care
- During this special enrollment, team members are eligible for up to $150,000 in coverage with no medical questions asked (age 70 max).
- Doubles as permanent life insurance with benefits that can help with the high costs of long-term care services.
- Long-term care benefits are paid to you when you receive caregiving services from a professional, family member or friend.
- Once you have coverage and continue to pay your premium, your rate doesn’t increase as you get older.
- Coverage travels with you if you change jobs or retire as long as your premium is paid.
Trustmark Life + Care® Benefits
Learn More
Sign up now for an informational webinar to learn more about Trustmark Life + Care®
This is a special opportunity to apply for coverage without medical questions asked!
Call (855) 313-3980 or reach out to a consultant using the form at the bottom of this page to get more information.
Enrollment
April 27–May 19, 2026
Have Questions?
(855) 313-3980
M-F 7a-8p, Sat 7a-1p CT
®
Mercer Health and Benefits Administration LLC
AR Insurance License #100102691
CA Insurance License #0G39709
TX Insurance License #1850385
In CA d/b/a Mercer Health and Benefits Insurance Services LLC
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